Thousands of Canterbury householders who face years of waiting to get their homes repaired or rebuilt are directing their rage at the insurance industry.
Insurance is all about peace of mind. For a modest sum of money, you enter into a contract with an organisation skilled in understanding risk, which agrees to reinstate your asset in the event of loss. When times are good and you have no need to draw down on it, you can rest easy; and when catastrophe strikes, your insurance policy sees you right and gets you back on your feet. In New Zealand, a country carved up by fault-lines, pockmarked with volcanoes, and exposed on all sides to tsunami risk, we’re insured to the hilt against an array of catastrophes that could strike at any time. It’s ...
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